NIRVAAN is an independent learning initiative that breaks down RBI guidelines into simple, practical language with examples and scenarios. Designed for bankers, students and professionals who are not in the compliance department but still work with regulations every day.
This website is purely for education and awareness. It does not provide consulting or advisory services and is not affiliated with the Reserve Bank of India or any bank / NBFC. For official requirements and implementation, always refer to the original RBI circulars and your institution’s internal policies.
Start with a topic, not a circular number. Use the search and filters below to explore explanations of RBI guidelines in plain language. Each card is written as a learning note, not as legal or operational advice.
NIRVAAN is meant to act as a study companion for RBI guidelines. It is especially useful for bankers who work in products, credit, branches, operations, collections, and risk – but are not part of the formal compliance function.
This platform does not provide professional consulting, opinions, or certifications on regulatory compliance. Nothing here overrides your organisation’s internal policies, product notes, or compliance interpretations.
Treat this as a learning and revision aid – similar to a textbook or training handout – not as an approval or official guidance.
NIRVAAN Learning is an independent initiative to make RBI guidelines more approachable for practitioners. The focus is on simple language, real-world examples, and product-centric thinking.
Many bankers interact with regulations indirectly – through product notes, internal circulars, audit comments, or training sessions. This site aims to bridge the gap between:
All content is based on publicly available RBI documents and aims to support learning, interviews, internal training, and self-study. Readers are encouraged to read the original circulars and Master Directions.
If you spot an error, want a clarification, or have a suggestion for a topic, you can send a message using this form. Feedback helps refine explanations and add more practical examples for learners.
This form is for feedback and learning requests only. It does not create a client–advisor relationship and is not a channel for formal regulatory queries.
Over time, more topics will be added – especially around home loans, MSME lending, digital lending journeys, NBFC regulations, and fair practices.
The goal is to build a structured learning path for: